Refinancing is a great way to utilize existing assets to help achieve long-term goals. Reasons for refinancing vary far and wide. Looking at your financial picture can help to determine IF a refinance is a smart choice and what method is the best way to attack it. Refinancing can occur on your primary residence, second home and/or investment properties. One thing to note, if your current interest rate is lower than the current market rate, that is NOT a reason to deter you from exploring what options could be available.

Some reasons for refinancing are:

Reducing your monthly debt obligation

Shortening the repayment period on your mortgage or other debt

Funding an addition

Funding a remodel

Funding purchase of additional properties

Accessing eligible cash for personal needs

Dividing assets in the case of divorce or death of a loved one