Low interest rates, fixed and adjustable-rate mortgage options, and streamlined approvals. Conventional loans are well-suited for first-time homebuyers, seasoned purchasers, or homeowners exploring a refinance with competitive terms.
Competitive interest rates. Favorable loan terms. No required down payment. VA loan programs help eligible veterans and active duty service members become homeowners and provide refinance options to those with existing mortgages.
Low down-payment options. Flexible qualifications guidelines. Low interest rates. Attractive refinance options with high loan amounts. FHA loans bring homeownership within reach.
A non-conventional loan is a mortgage that doesn’t meet the guidelines for a conventional loan set by Fannie Mae and Freddie Mac. Often a loan is classified as non-conventional because the loan amount exceeds the conventional limit, which is $647,200 in most U.S counties.
More and more seniors are taking advantage of this program because it can eliminate your monthly mortgage payment as well as help you tap into some of your unused equity to offset the increasing cost of living, do home projects, and help you accomplish some of the goals that you have for your retirement.
A HELOC is a second mortgage that allows you to borrow large sums of money by using your house as a line of credit.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
