Mortgage Solutions & Strategies.

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Mission Statement

As part of West Capital Lending, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

The Nils Advantage.

Building Mortgage Strategies with Intelligence.

Seeing the variations in the mortgage industry since 2003, experience matters. Having this knowledge on your side with the tools available as a mortgage broker allows clients dramatic variations in the type of solution for your mortgage needs. West Capital has over 50 lenders to choose from when we are looking for loan programs. The range of these options is huge- West Capital Lending is the #1 partner of the largest mortgage lender in the country, Rocket Mortgage. On the opposite end of the spectrum, other partners will structure unique one-off programs for private investors. This is the equivalent of A-Z lending. Having these options at our fingertips with the years of experience is the Nils Advantage.

Currently Lending: Arizona, California, Colorado, Texas & Washington

Investment property lending products available in over 40 states- please contact for more information.

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LOAN PRODUCTS 

Conventional

Low interest rates, fixed and adjustable-rate mortgage options, and streamlined approvals. Conventional loans are well-suited for first-time homebuyers, seasoned purchasers, or homeowners exploring a refinance with competitive terms.

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VA Loans

Competitive interest rates. Favorable loan terms. No required down payment. VA loan programs help eligible veterans and active duty service members become homeowners and provide refinance options to those with existing mortgages.

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FHA Loans

Low down-payment options. Flexible qualifications guidelines. Low interest rates. Attractive refinance options with high loan amounts. FHA loans bring homeownership within reach.

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Non QM

A non-conventional loan is a mortgage that doesn’t meet the guidelines for a conventional loan set by Fannie Mae and Freddie Mac. Often a loan is classified as non-conventional because the loan amount exceeds the conventional limit, which is $647,200 in most U.S counties.

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Reverse Mortgage

More and more seniors are taking advantage of this program because it can eliminate your monthly mortgage payment as well as help you tap into some of your unused equity to offset the increasing cost of living, do home projects, and help you accomplish some of the goals that you have for your retirement.

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HELOC & HELOANS

A HELOC is a second mortgage that allows you to borrow large sums of money by using your house as a line of credit.

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CUSTOMER TESTIMONIALS __

What Clients Say About Nils

 

  • Excellent!!

I can't say enough good things about Nils and his team. He took the time to fully understand our needs and financial goals. He worked tirelessly on our behalf to get our loan administered. Throughout the process, Nils was understanding, considerate and patient, answering all our questions no matter how trivial. He went above and beyond any lender I've dealt with creating the best option for us. Great job!

KURT AND DONNA V.

  • Excellent!!

Nils was the first person in 8 years that gave us the time and commitment to make this refinance happen. He worked FOR us throughout this process and I cant recommend him enough!!

Diane S.

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Mortgage Resources 

Nils Eric Flodberg with West Capital Lending

IT Solution Strategy Development For Your Bussiness

Over 25 years working in IT services developing software cations and mobile apps for clients all over the world. From its medieval origins to the digital learn everything there.

  • Support via E-mail and Phone
  • Multi-Language Support
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Mortgage Solution & Strategies

We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.

  • Our innovative technology streamlines the mortgage process.
  • Interest rates offered are among the lowest in the industry.
  • Communication is key- we pledge to keep you informed every step of the way.
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IT Solution Strategy Development For Your Bussiness

Over 25 years working in IT services developing software cations and mobile apps for clients all over the world. From its medieval origins to the digital learn everything there.

  • Support via E-mail and Phone
  • Multi-Language Support

IT Solution Strategy Development For Your Bussiness

Over 25 years working in IT services developing software cations and mobile apps for clients all over the world. From its medieval origins to the digital learn everything there.

  • Support via E-mail and Phone
  • Multi-Language Support
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Watch the video. Lets get personal. Contact Nils.